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Insurance
While
Hooked on Diving strongly recommends that each of it's guests purchase personal:
trip cancellation, baggage loss, and extended medical insurance, we insist that
all who intend to participate in diving activities during their respective
Hooked on Diving live-aboard vacations must be insured with "Diving Accident
Network". (DAN), PADI Insurance or the equivalent.
For
a limited time, the cost of this insurance will be included within your
all-inclusive vacation cost price of $2100.00US.
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ONLY DAN
Members are eligible for DAN's affordable dive accident insurance...
As a DAN member, you're eligible for
three great insurance programs. The DAN Master Plan, in combination with
DAN membership benefits, offers more than $250,000
of protection for divers and travelers.
For details on DAN Membership and insurance benefits, call DAN Member
Services at 800-446-2671 to request a free DAN Member Benefits Handbook.
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Three
Plans to Choose From
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Master
Plan
For only an additional $35 per
year includes:
$125,000
(maximum lifetime benefit) coverage for all
covered in-water skin- and scuba diving injuries
occurring at an depth,+ plus
up to $15,000 in accidental death and dismemberment
benefits resulting from a covered diving illness or injury++, and
up to $15,000 in permanent total disability benefits
resulting from a diving illness or injury++ incurred
at any depth.
ALSO, you receive additional
coverage with the Master Plan: if you're involved in a covered
diving accident, DAN insurance will pay up to an additional
$1,500 accommodations, $1,000 airline ticket and $2,500 lost
dive equipment coverage, to ease the sting of these incidental
losses. This benefit, effective in the unfortunate event
of a dive accident, is an automatic bonus - you pay no extra.
Plus up to $100,000
DAN TravelAssist benefits*.
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Plus
Plan
For only an additional $30 per
year includes:
$50,000
(maximum lifetime benefit) coverage for decompression illness+
(both AGE and DCS) plus up to $10,000
in accidental death and dismemberment benefits resulting from
a covered diving illness or injury++, plus up to
$10,000 in permanent total disability benefits
resulting from a diving illness or injury++ incurred within
the 130-foot depth limit.
Plus up to $100,000
DAN TravelAssist benefits*.
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Standard
Plan
For only an additional $25 per
year includes:
$45,000
(maximum lifetime benefit) coverage for decompression illness+
(both AGE and DCS) incurred within the 130-foot
depth limit.
Plus up to $100,000
DAN TravelAssist benefits*.
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DAN America membership and dive
accident insurance are available to residents of the United States,
Canada, Mexico, and 44 other countries in Central and South America
and the Caribbean. To see if your country is eligible, call DAN
at (800) 446-2671.
DAN membership and insurance prices
and benefits subject to change without notice.
* Your DAN Travel Assist benefits are
provided through Worldwide Assistance Services, Inc. DAN Travel
Assist must arrange all covered medical and visitor transportation.
Since DAN Travel Assist is an assistance service, we cannot reimburse
you for expenses you incur on your own.
DAN Travel Assist is in excess of any
insurance coverage you may have. Coverage underwritten by
All American Life.
Eligibility for DAN insurance includes
any recreational scuba diver or snorkeler (including instructors and
divemasters supervising recreational diving activities) who is a DAN
member, 12 years of age or older and is a resident of the countries
eligible for DAN insurance coverage.
+ DAN coverage is secondary coverage.
After any other coverage you may have, DAN pays up to 100 percent of
reasonable and customary costs of all remaining eligible expenses.
++ This benefit pays for accidental
death and dismemberment or permanent total disability caused directly
by scuba diving independent of all other causes.
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